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Blog

Sean McDermott | Oct 7, 2026

Six Estate Planning Assumptions Worth a Second Look

Estate Planning
Family
Insurance
Retirement
Tax Planning

It's easy to set estate planning aside once you've done a version of it. You sign the paperwork. You name a beneficiary. You mentally close the file.

The only

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A white and blue DNA double helix structure against a dark background by Warren Umoh courtesy of Unsplash.
Sean McDermott | Oct 5, 2026

Genomic Innovation and What It Means for Your Investments

The Human Genome Project1 took about 13 years and roughly $2.7 billion in public funding to produce the first reference human genome. Since then, the cost of
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Sean McDermott | Oct 5, 2026

Summit Talks: Three Estate Planning Mistakes That Show Up After the Documents Are Signed

Estate Planning
A will and a trust are a starting point for an estate plan, not the finish line. Three common gaps that go unnoticed until they've already caused problems for a
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a person sitting at a desk with a calculator and a notebook by Jakub Żerdzicki courtesy of Unsplash.
Sean McDermott | Sep 16, 2026

7 Roth Conversion Mistakes That Could Cost You Thousands in Retirement Taxes

Tax Planning
Education
Retirement
Thinking about a Roth conversion? Learn the 7 costly mistakes retirees make with Roth conversion tax planning (and how to avoid them) from Summit Investment
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Sean McDermott | Sep 11, 2026

More Than a Number: The Four Risks That Shape Your Retirement

Retirement
Risk Management
Health
Investments
Finance

Many people can tell you their portfolio balance. Far fewer can tell you what else determines whether their retirement actually works.

That's understandable. The

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Sean McDermott | Sep 8, 2026

Retirement Isn't Just About How Much You Save. It's About When.

Retirement
Risk Management
Investments
Finance
Savings

You can do everything right on paper — save diligently, spend reasonably, stay invested for the long haul — and still land in a very different retirement than

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Sean McDermott | Aug 27, 2026

Permission to Spend in Retirement: A Skill Rarely Taught

Retirement
Lifestyle
Finance
Savings
Family

For decades, you trained one financial muscle: save, invest, don't touch it. Then retirement arrives and asks you to do the opposite.

Nobody teaches that part

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Sean McDermott | Aug 5, 2026

What to Do With Your Next Dollar: A Financial Order of Operations

Finance
Savings
Investments
Retirement
Risk Management

What do you do when you earn well and have generally dialed in the fundamentals: save, invest, reduce debt, stay protected? The challenge was never knowing what

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Sean McDermott | Jul 17, 2026

Trump Accounts: What Parents and Grandparents Should Know

Education
Savings
Family
Tax Planning
Finance
Investments

Trump Accounts have been in headlines for months. Few of those headlines explain them the same way.

Depending on the article, they sound like a college fund, a

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Sean McDermott | Jul 8, 2026

Watch: Mid-Year Market Outlook 2026 - Webinar Recap

Sean McDermott, CFP, Brian Carlson, CFP, Scott Caskey, CFP, and Russell Rogers presented Summit Investment Advisors' Mid-Year Market Outlook webinar on June 24
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Sean McDermott | Jul 2, 2026

How Retirement Has Changed Over the Last 75 Years (And What It Means for Your Plan)

Retirement
Lifestyle
Finance

Retirement used to mean a short, quiet final chapter. For many people today, it's something else entirely.

For much of the last century, retirement followed a

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Sean McDermott | Jun 12, 2026

Summit Talks: Social Security and Taxes: Why the Filing Date Is the Wrong Place to Start

Taxes
Retirement
Social Security
How Social Security income is taxed in retirement, and why coordinating your income sources deliberately shapes your retirement outcome far more than choosing
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