Learn About the Many Services We Offer

Our comprehensive financial planning service examines your complete financial picture (cash flow, assets, liabilities, insurance, estate documents), and creates an integrated roadmap for achieving your goals. This is the foundation for everything else we do together.

We help you design a comprehensive strategy for converting your retirement savings into reliable, tax-efficient income. This includes Social Security optimization (especially for couples with age gaps), pension election guidance, systematic withdrawal planning, and coordination of multiple income sources to minimize taxes while maximizing spending power.

Our investment management service focuses on building and maintaining portfolios appropriate for your life stage and risk tolerance. For retirees and near-retirees, this means portfolios designed to generate income, strive to protect against major losses, and support systematic withdrawals without forcing you to sell during down markets.

We provide comprehensive estate planning support in two ways: coordinating with external estate planning attorneys to integrate your estate plan with your overall financial strategy, and offering in-house estate planning document preparation through Summit Estate Planning Services.

We run detailed tax projections throughout the year, help you coordinate withholding across multiple income sources, identify strategic Roth conversion opportunities, and develop multi-year tax optimization strategies.